Credit Analysts
SOC Code: 13-2041
Credit Analystss analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. This career typically requires considerable preparation (2-4 years). With an AI-proof score of 75.6/100, this role has high resilience to automation. Key skills include Mathematics, Critical Thinking, Speaking.
AI-Proof Score: 75.6 — High
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Median Salary
$80,970
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Job Growth
-4.4%
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Training Time
Considerable preparation (2-4 years)
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Job Zone
Zone 4 / 5
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Training Cost
~$40,000
Key Skills
- •Mathematics
- •Critical Thinking
- •Speaking
- •Reading Comprehension
- •Active Listening
- •Writing
- •Judgment and Decision Making
Common Tasks
- ✓Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- ✓Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- ✓Generate financial ratios, using computer programs, to evaluate customers' financial status.
- ✓Prepare reports that include the degree of risk involved in extending credit or lending money.
- ✓Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Training & Resources
Why AI-Proof?
- ✅Requires hands-on physical presence and dexterity
- ✅Demands human empathy, judgment, and trust
- ✅Operates in unpredictable, variable environments
- ✅Social and regulatory barriers to full automation