Insurance Underwriters
SOC Code: 13-2053
Insurance Underwriterss examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property. This career typically requires considerable preparation (2-4 years). With an AI-proof score of 76.5/100, this role has high resilience to automation. Key skills include Active Listening, Critical Thinking, Writing.
AI-Proof Score: 76.5 — High
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Median Salary
$79,880
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Job Growth
-2.6%
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Training Time
Considerable preparation (2-4 years)
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Job Zone
Zone 4 / 5
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Training Cost
~$40,000
Key Skills
- •Active Listening
- •Critical Thinking
- •Writing
- •Reading Comprehension
- •Speaking
Common Tasks
- ✓Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
- ✓Decline excessive risks.
- ✓Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- ✓Evaluate possibility of losses due to catastrophe or excessive insurance.
- ✓Review company records to determine amount of insurance in force on single risk or group of closely related risks.
Training & Resources
Why AI-Proof?
- ✅Requires hands-on physical presence and dexterity
- ✅Demands human empathy, judgment, and trust
- ✅Operates in unpredictable, variable environments
- ✅Social and regulatory barriers to full automation