Credit Counselors

SOC Code: 13-2071

Credit Counselorss calculate clients' available monthly income to meet debt obligations. This career typically requires considerable preparation (2-4 years). With an AI-proof score of 70.5/100, this role has high resilience to automation. Key skills include Active Listening, Speaking, Speaking.

AI-Proof Score: 70.5High
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Median Salary

$50,480

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Job Growth

3.3%

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Training Time

Considerable preparation (2-4 years)

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Job Zone

Zone 4 / 5

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Training Cost

~$40,000

Key Skills

  • Active Listening
  • Speaking
  • Reading Comprehension
  • Critical Thinking
  • Writing

Common Tasks

  • Calculate clients' available monthly income to meet debt obligations.
  • Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
  • Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
  • Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
  • Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.

Why AI-Proof?

  • Requires hands-on physical presence and dexterity
  • Demands human empathy, judgment, and trust
  • Operates in unpredictable, variable environments
  • Social and regulatory barriers to full automation
Credit Counselors — AI-Proof Careers